WHAT IS A WORKPLACE ACCIDENT?
A workplace accident is any physical injury or functional impairment—temporary or permanent—that a worker suffers while performing their duties. It includes any harm caused by a force directly related to the work activity.
To be classified as a workplace accident, the event must meet the following criteria:
- Occur at the worksite during the performance of assigned duties
- Result directly from the activity performed by the worker
- Be causally linked to the working conditions
Workplace accidents can range from minor injuries to permanent disability or even death.
TYPES OF WORKPLACE ACCIDENTS
Under Bolivian law, workplace accidents are classified into several categories, the most common being:
1. ON-SITE ACCIDENT
These occur within the physical workspace where the employee performs their job—such as an office, factory, mine, construction site, or other facility.
2. “IN ITINERE” ACCIDENT
This refers to an accident that happens while the worker is traveling between home and the workplace. To be recognized as work-related, the route must be reasonable and without unjustified detours.
RIGHTS OF INJURED WORKERS
When a worker suffers a workplace accident, Bolivian law guarantees several rights, including:
- Comprehensive medical care, including consultations, hospitalization, surgery, and dental care if necessary
- Access to all necessary medications and treatments
- Provision of prosthetics and orthotics if required
- Rehabilitation and professional retraining if the injury affects work capacity
- Health benefits coverage for up to 52 weeks, unless permanent disability is diagnosed
EMPLOYER OBLIGATIONS
Employers have legal responsibilities in the event of a workplace accident, including:
- Reporting the accident to the Health Insurance Fund (Caja de Salud) within 24 hours
- Covering initial medical expenses until the Health Fund takes over care
- Providing first aid at the workplace and maintaining an emergency kit
- Keeping a workplace accident registry and submitting quarterly reports to the Ministry of Labor
- Notifying the Ministry of Labor within 24 hours of the incident, with failure to do so resulting in financial penalties
COMPENSATION AND NON-COMPENSABLE CASES
Employers are obligated to compensate injured workers regardless of fault. However, compensation may not apply in certain cases:
- If the worker intentionally caused the accident
- When the accident was caused by an external force unrelated to work
- If the worker was performing tasks outside their job description
- When the incident occurred at the worker’s private residence
- If the worker was under the influence of alcohol or illegal substances
EMPLOYER CONSEQUENCES FOR NON-COMPLIANCE
Failure to fulfill legal obligations may lead to:
- Economic penalties for not reporting the accident on time
- Administrative sanctions for not keeping accident records
- Civil and criminal liability if employer negligence contributed to the accident
CONCLUSION

If you have suffered a workplace accident or need legal guidance regarding employer liability, our law firm in Bolivia is here to help. Contact us for expert legal advice and to protect your rights.
Frequently Asked Questions (FAQs)
What should I do if I’m injured at work?
You should immediately inform your employer and go to the Health Insurance Fund for medical attention. You may also seek legal advice if your employer fails to comply with their obligations.
Can I receive compensation if the accident happened outside the workplace?
Yes, if the accident occurred while commuting to or from work (in itinere), and the route taken was reasonable and without unjustified detours.
What happens if my employer does not report the accident to the Health Fund?
The employer may face fines and legal liability for failing to report the accident within the legal timeframe.
How long does medical coverage last after a workplace accident?
The worker is entitled to medical benefits for up to 52 weeks, unless permanent disability is determined.
Can I take legal action if my employer fails to fulfill their obligations?
Yes, you can file a complaint with the Ministry of Labor or initiate legal proceedings to enforce your rights and claim the appropriate compensation.
The content of this article does not reflect the technical opinion of Rigoberto Paredes & Associates and should not be considered a substitute for legal advice. The information presented herein corresponds to the date of publication and may be outdated at the time of reading. Rigoberto Paredes & Associates assumes no responsibility for keeping the information in this article up to date, as legal regulations may change over time.
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